Credit Score Approval Odds. Many lenders choose not to lend to borrowers with scores in the fair range. I feel since chase is going to hold me back due to 5/24 for over a year, the us bank cash+ card would be a good card to grab with the 5%.
The application requires a hard credit pull, and chase typically uses equifax for credit reporting. If you receive immediate approval, your new card will arrive by mail within seven to 10 business. 4 inq going back 19 months (per credit karma & nerd wallet) 7 cards opened in last year (5 personal, 2 business) no late payments;
Your approval odds will vary depending not only on your credit score but your credit profile (including payment history) and employment information.
Once understand your report, purchase your fico credit score, as this standard score is used in 90 percent of u.s. Join today — it’s free. I feel since chase is going to hold me back due to 5/24 for over a year, the us bank cash+ card would be a good card to grab with the 5%. With a score of 617 your focus should be on building your credit and raising your credit scores before applying for any loans.
