Best Free Budget App Without Bank Info. Create a budget, setup bill reminders and get tips for reducing fees and saving yourself a few pounds. By having your budget and your bank account inside the same app, income and expenses are tracked automatically, saving you the time and energy of making any manual entries.
Ynab is for the committed user, no doubt. Personal capital offers free budgeting software, which also comes with tools to help you manage your investments. The reporting is great and you can import transactions from your bank without giving anyone your banking credentials (why would anyone ever give those out?).
Set a budget for each category and spend from that designated category.
Your information is automatically updated as it appears in your accounts. You can link your financial accounts — savings, checking, credit cards — to mint. The app also offers analytics information like trends and recommendations for how to make the most of your savings. $45/year for unlimited categories, five years of history, to sync up to.
